Privacy

1. Information We Collect
• Personal data you provide: name, contact info (email, phone, postal address), student details, enrollment information, financial data (e.g. bank account or payment info), identity verification documents.
• Automatically collected data: IP address, device/browser type, pages visited, cookies and similar tracking technologies.
• Third-party data: credit reporting agencies, loan partners, educational institutions.⸻
2. How We Use Your Information
• To process your loan application, verify identity, underwrite and fund loans, and service existing loans.
• To provide customer support, send notifications (payment reminders), updates on changes to services.
• To improve our website and personalize your experience using analytics and feedback.
• With your consent, to offer promotions or partner services.⸻
3. Cookies & Tracking
We use cookies and web beacons to:
• Enable basic website functionality.
• Gather usage statistics.
• Remember your preferences.
You may disable cookies in your browser, but some site features may not work correctly.⸻
4. Sharing Your Data
We may share your personal information:
• With affiliates, service providers, and partners involved in processing or servicing your loan.
• With credit bureaus or financial institutions, as required to process or evaluate credit.
• In the event of a sale or corporate restructure, your data may transfer to the resulting entity.
• To comply with legal obligations (e.g. court orders or fraud prevention).We will not sell your personal data for marketing unless you explicitly opt in.⸻
5. Security
We implement industry-standard security measures to protect your information. While no system is perfect, we continually review our protocols to prevent unauthorized access.⸻

6. Your Rights & Choices
• Access & update: You can view/update your personal info by contacting us.
• Consent withdrawal: You may opt-out of marketing communications at any time.
• Browser-based choices: Disable cookies, though this may limit site functionality.⸻
7. Children
Our services are intended for users aged 18 or older. We do not knowingly collect information from minors under 18. If we discover data from a minor, we will delete it promptly.⸻
8. Changes to This Policy
We may update this Privacy section periodically. Any material changes will be clearly posted here with a “last updated” date. Your continued use of the website constitutes acceptance of the revised policy.⸻
9. Contact Us
For privacy-related inquiries or concerns, please contact us at: Sunpace Loans Email: [info@sunpaceloans.com]
⸻Last updated: June 2025